Variable rate
Interest charged and repayments will change to reflect interest rate movements.
The benefits of this home loan
Save money on fees and interest
To take advantage of potential future decreases in the interest rate
Pay off your loan sooner
No fees for making additional repayments on your home loan, so you can get ahead faster.
Fixed rate
Rate is fixed for a specified term giving certainty of interest and repayments for that term.
The benefits of this home loan
Certainty of repayments
Lock in a great rate and know that your minimum repayments won’t change during the fixed term.
Make budgeting easier
With a fixed rate, you have certainty with repayments during the fixed rate period you’ve selected. You’ll find a fixed rate and strict repayment schedule makes it easier to budget.